More Real Estate Appraisal Myths

Because there is so much confusion as to what a real estate appraiser does and what a real estate appraisal consists of, I am giving you a few more myth busters.


  1. A clean and tidy home can increase the value of your home.
    • While leaving dirty dishes in the sink and toys all over the living room floor will not affect the value of your home, real estate appraisers are people too, and just like you wouldn’t feel comfortable walking into a stranger’s home looking like a typhoon hit it, neither will they. That being said, good housekeeping, or lack thereof, does not affect your appraisal.
  2. Anybody can hang a shingle on the outside of their home and call themselves a real estate appraiser.
    • Federal law requires states to establish minimum standards and licensing practices for real estate appraisers. In California, for example, trainees must take several courses, pass an examination and complete 2,000 hours of supervised experience.
  3. A real estate appraiser is not obligated by law to advise potential buyers of defects to the home they are looking into purchasing.
    • This one is both true and false, depending on who your lender is insuring the loan with. For example, if the buyer is applying for a mortgage that will be insured by the Federal Housing Administration (FHA), the appraiser must survey the physical condition of the home and disclose potential problems to the buyer. No such obligation exists for non-FHA mortgages.


As you can see, real estate appraisers aren’t the enemy. In fact real estate appraisals can be a purchases best friend. Once you know what a real estate appraiser does and the value of a real estate appraisal, you will a have a leg-up on buying or selling your property.


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